Retail Center Financing
Financing for strip centers, neighborhood shopping centers, standalone retail buildings, and the ground-floor retail component of mixed-use property.
What we finance
Neighborhood and community shopping centers, unanchored strip centers, single-tenant net-leased buildings, and mixed-use property where retail drives the income.
Common situations
An anchor or a long-term tenant vacates and the center needs capital to re-tenant. A center is being acquired and the seller will not wait for bank timing. A maturing loan needs to be refinanced before the rent roll supports conventional debt. An owner wants to pull equity out of a stabilized center to fund the next acquisition.
How the deal gets underwritten
Tenant mix, lease rollover schedule, and location do the heavy lifting. A center with staggered lease expirations and a stable co-tenancy underwrites very differently from one where half the rent roll rolls in the same year.
Programs that fit
Commercial hard money and rehab and bridge loans for short-term needs, cash-out refinance to access existing equity, permanent financing once the asset is stabilized, and foreclosure bailout if a loan is maturing or already in default.