Equity-based financing for real estate investors across Long Island, the New York City boroughs, and the greater New York area, underwritten on the collateral rather than the borrower's consumer credit profile. We do not lend against 1-4 unit owner-occupied residential property.
Equity-based financing for commercial and investment property, underwritten on collateral rather than credit profile.
Learn more →Short-term capital that bridges a purchase, renovation, or transition to permanent financing.
Learn more →Acquisition and rehabilitation financing for investors repositioning non-owner-occupied property for resale.
Learn more →Ground-up construction financing across Long Island, the boroughs, and Westchester County.
Learn more →Financing structured across multiple owned properties when a single asset cannot support the request alone.
Learn more →Short-term capital for foreclosure, bankruptcy, and maturity-driven situations requiring an orderly resolution.
Learn more →North Shore Funding is a direct private lender. We lend our own capital, which means there is no loan committee sitting between you and an answer, and no obligation to force your transaction into a standardized product. We structure the loan around your actual timeline. When a closing window is tight, we are built to move — real answers fast, and closings measured in days rather than months.
We underwrite on the strength of the real estate and the exit plan rather than solely on credit history. An active or recent bankruptcy does not automatically disqualify a deal with us.
We lend across Long Island, the five boroughs of New York City, and Westchester County.
If you are acquiring a property to renovate and resell, start with fix and flip financing. If you need to bridge a purchase, a renovation, or a transition into permanent financing, look at a rehab and bridge loan. For ground-up projects where you control the site and bring building experience, see construction financing.
If you own or are acquiring commercial or investment property with adequate equity and need capital faster than a bank can move, commercial hard money is the fit. If your equity is spread across several properties and you would rather leverage the portfolio as a whole than refinance each one separately, consider a cross collateral loan. And if you are facing foreclosure, a bankruptcy, or a loan maturing before a conventional refinance can close, we handle foreclosure and distressed property situations regularly.
If you are not sure which program applies, call and describe the deal. We will tell you directly whether it is something we can fund.
We do not lend on 1–4 unit owner-occupied residential property. Our lending is for investment and commercial real estate.
Office: (516) 921-9000 · NYC: (212) 585-1000 · Cell: (516) 367-3000
North Shore Funding Partners, LLC · NMLS #289341