North Shore Funding
(516) 921-9000 Apply Now
Private Real Estate Capital

Direct financing for real estate investors.

North Shore Funding originates and closes private loans secured by investment real estate across Long Island and the New York City boroughs — deploying our own capital directly, and, where warranted, through a select network of institutional capital partners.

Direct Capital  ·  Established 2006  ·  Long Island, NYC & the Greater New York Area  ·  Closings Measured in Days

Loan Programs

Equity-based financing for real estate investors, underwritten on the collateral rather than the borrower's consumer credit profile. We do not lend against 1-4 unit owner-occupied residential property.

Commercial Hard Money

Equity-based financing for commercial and investment property, underwritten on collateral rather than credit profile.

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Rehab & Bridge Loans

Short-term capital that bridges a purchase, renovation, or transition to permanent financing.

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Fix & Flip Loans

Acquisition and rehabilitation financing for investors repositioning non-owner-occupied property for resale.

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Construction Loans

Ground-up construction financing across Long Island, the boroughs, and Westchester County.

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Cross Collateral Loans

Financing structured across multiple owned properties when a single asset cannot support the request alone.

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Distressed Property

Short-term capital for foreclosure, bankruptcy, and maturity-driven situations requiring an orderly resolution.

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Why North Shore

A disciplined approach to underwriting, matched to the pace investment real estate actually requires.

A direct lender, not an intermediary

Capital decisions are made in-house, without committee review or correspondent delay. Where a transaction falls outside our own parameters, we place it through a select network of institutional and private capital partners.

Structured for investors

Our programs are underwritten on the strength of the collateral and the sponsor's plan of execution, not consumer credit criteria. We do not lend against 1-4 unit owner-occupied residential property.

Disciplined about timing

Foreclosure deadlines, loan maturities, and narrow closing windows are the rule in this business, not the exception. Our underwriting and closing process is built to accommodate them.

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Market Insights

Periodic notes on lending programs and market conditions. No promotional email, unsubscribe anytime.