North Shore Funding
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Brooklyn Commercial Real Estate Lending

Financing for multifamily, mixed-use and commercial property across Brooklyn.

The market

Brooklyn is a multifamily borough first. The inventory runs from brownstones and small walk-ups through mid-size apartment buildings, with mixed-use retail-and-residential along the avenues. Downtown Brooklyn has added office and high-rise residential, but the bulk of transaction volume across the borough is still smaller multifamily and mixed-use trading between private investors.

What drives deals here

Value here is made through renovation and repositioning, not new supply. Owners buy tired buildings, upgrade them, and either hold or sell. That cycle needs capital that moves faster than a bank and tolerates a property in mid-renovation. Regulatory complexity around rent-regulated units also means a lot of buildings do not underwrite cleanly for conventional lenders.

Common situations

Buying a building at a price that only works with a fast close. Funding renovation on a partially occupied property. Refinancing out of a maturing loan. Pulling equity from one building to acquire the next. Resolving a partnership split or estate situation that requires a refinance.

Where we lend

Throughout the borough, including Downtown Brooklyn, Bedford-Stuyvesant, Bushwick, Crown Heights, Park Slope, Sunset Park, Flatbush, Bay Ridge and Williamsburg.

Programs available here

Commercial hard money, rehab and bridge, construction, cross collateral, cash-out refinance, DSCR rental, permanent financing and foreclosure bailout loans.

What we do not lend on

We do not lend on 1–4 unit owner-occupied residential property. Our lending is for investment and commercial real estate.

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