Nassau County Commercial Real Estate Lending
Financing for commercial and investment property across Nassau County, from the North Shore through the South Shore.
The market
Nassau is dense, built out, and expensive, which makes it a market defined by repositioning rather than raw land. Most of the deals we see involve an existing building changing hands or changing use: a retail strip along Hempstead Turnpike or Northern Boulevard being re-tenanted, an aging office building in the Mineola and Garden City corridor being converted or subdivided, a multifamily building trading between investors.
What drives deals here
Transit-oriented development around the LIRR stations has been the defining trend for years. Village centers from Mineola to Westbury to Farmingdale have pushed mixed-use development near the stations, and those projects frequently need bridge or construction capital before a conventional lender will commit. Add to that a steady flow of generational transfers, estate sales and partnership dissolutions in a county where a lot of commercial property has been held for decades.
Common situations
Buying a building where the seller will not wait for bank timing. Refinancing a maturing loan on a partially vacant property. Funding renovation to stabilize a rent roll before a permanent takeout. Pulling equity from one Nassau property to close on another. Stopping a foreclosure on a commercial asset with real equity behind it.
Where we lend
Throughout the county, including the Towns of Hempstead, North Hempstead and Oyster Bay, and the cities of Glen Cove and Long Beach.
Programs available here
Commercial hard money, rehab and bridge, construction, cross collateral, cash-out refinance, DSCR rental, permanent financing and foreclosure bailout loans.
What we do not lend on
We do not lend on 1–4 unit owner-occupied residential property. Our lending is for investment and commercial real estate.