Office Building Financing
Financing for single-tenant and multi-tenant professional office buildings.
What we finance
Professional office buildings held as investments or occupied by the owner business, from single-tenant buildings to multi-tenant properties with a mixed rent roll.
Common situations
Office is the asset class where timing matters most right now. The situations we see repeatedly: a major tenant leaves and the property needs capital to re-tenant, a loan matures while occupancy is still recovering, an owner wants to reposition or subdivide space to attract smaller tenants, or a buyer sees value in a building a conventional lender will not touch yet.
How the deal gets underwritten
Lease structure and remaining term matter as much as the rent number. We look at who the tenants are, when their leases roll, what the building needs to compete, and how much equity sits behind the request. A credible lease-up plan carries real weight.
Programs that fit
Commercial hard money and rehab and bridge loans for short-term needs, cash-out refinance to access existing equity, permanent financing once the asset is stabilized, and foreclosure bailout if a loan is maturing or already in default.