Commercial Cash-Out Refinance
Access the equity in a property you already own without selling it.
How it works
A cash-out refinance replaces the existing loan on a property with a larger one and returns the difference to you at closing. The equity you have built stays working — it just becomes liquid.
Common uses
Funding the down payment on the next acquisition. Completing a renovation. Paying off a loan that is about to mature. Consolidating debt across a portfolio. Covering a capital call or an unexpected expense without unwinding a position you want to keep.
Who it is for
Owners with meaningful equity in commercial or investment real estate who need capital faster than a conventional bank refinance can deliver, or whose situation does not fit standard bank criteria.
Related programs
If your equity is spread across several properties, a cross collateral loan may let you leverage the portfolio as a whole. If the goal is long-term debt on a stabilized asset, see permanent financing.