Permanent Financing
Long-term financing that takes out a bridge, construction or hard money loan once the property is stabilized and performing.
How it works
Short-term capital solves a timing problem. Permanent financing solves what comes after it. Once a property is leased up, renovated, or otherwise producing predictable income, we arrange longer-term amortizing debt through institutional lending sources to replace the short-term loan.
Who it is for
Owners coming off a bridge, construction or rehab loan who are ready to move into conventional long-term debt. It also works as a standalone product for stabilized commercial and investment property that does not need short-term capital first.
Plan the exit before you need it
Every short-term loan we write is structured so it can transition cleanly into permanent financing or an orderly disposition. The earlier the takeout is mapped, the fewer surprises at maturity. If you are holding a loan that matures in the next several months, it is worth a conversation now.
Related programs
If the property is not yet stabilized, start with a rehab and bridge loan or construction financing. If you need to pull equity out rather than refinance a maturing loan, see cash-out refinance.